Payment options


Payment Service Provider


Paytrail Oyj (2122839-7) is the provider of payment service and payment service provider in cooperation with Finnish banks and credit institutions. Paytrail plc appears as a payee on a bank statement or card invoice and passes it on to the merchant. Paytrail Oyj has a payment institution license. In the event of a complaint, please contact the supplier of the product first.


Paytrail Oyj, Business ID: 2122839-7

Innova 2 

Lutakonaukio 7

40100 Jyväskylä

Phone: 020 718 1830

Business ID 2122839-7


Collector Invoice / Contribution

You can pay your purchases up to 5000 with the help of Collector Invoice / Part Payment. Collector Invoice offers you always 45 interest-free* payment days. (*Payment time interest is 0%, notification fee 2,95 will be added to the first invoice.)

You can pay the whole invoice by the due date or alternatively choose to pay in 1-36 monthly payments.

The Part Payment plan starts automatically if you pay the lowest amount of the month, which is marked on your invoice. If you wish, you can also pay bigger part payment amounts or pay off the whole amount of the invoice.

The monthly interest is 1,6 % per month, which equals in the nominal annual interest of 19,20 %. A notification fee 2,95 will be added to the invoice monthly, whereupon the real annual interest calculated for a purchase of 1000is 21,3 %.

When you choose the Collector Invoice / Part Payment you receive your goods before you pay for them. This makes product exchanges and returns safer and more flexible.

The Collector Invoice / Part Payment is available for a person who is at least 18 years of age and has an immaculate credit rating. We will carry out a credit rating check along the order. Late payments and unpaid invoices will be charged with a reminder fee 5 and the monthly interest rate 1,6 % for the delayed time.

In order to pay the invoice in installments and sign a credit agreement, you must pay the minimum amount by the due date and sign the credit agreement with Collector Bank. Please see ( on how to sign the agreement.

You will receive the full Collector Invoice / Contribution Terms from the following links:

For a more detailed description of the service, please visit


General billing and account credit terms are available at


Standard European consumer credit terms are available at

The creditor is Collector Bank AB.


The lender is Collector Bank AB.